Employee Benefits

A critical step to ensure that you have a valuable employee benefits program is to select the best insurance provider. We work hard to match you with a provider who will cover your unique needs. We understand that every insured has different needs, and we take pride in our ability to guide and work with you to build that special benefits package tailored to your company’s situation.

Communication is vital in helping employees understand their benefits program as well as the dollar investment your company makes in that program. When employees understand the value of their benefits, they know there is more to their compensation than just their salary. Davis-Garvin will play an important role in establishing an effective communication program.

At Davis-Garvin, you will receive the finest administrative services and enjoy the distinct advantage of having a partner when dealing with your insurance carrier. Our flexibility and versatility allow us to administer programs from small enterprises with less than ten employees to large companies with more than a thousand employees. Regardless of size, our personal and responsive services make our clients appreciate our hard work and dedication. Responsive, Helpful, Efficient…That’s a Promise!

The Davis-Garvin Agency offers a broad range of employee benefits including:

• Group Health Insurance
• Fully Insured Plans
• Self Funded health Plans
• Health Savings Accounts (HSA)
• Health Reimbursement Accounts (HRA)
• Flexible Spending Accounts (FSA)
• Section 125 Plans (pre-tax programs)
• Long-Term Care
• Cobra and HIPAA Administration
• Group Dental
• Group Life Insurance (Employer paid and/or Voluntary)
• Group Disability Plans
• Short Term Plans
• Long Term Plans
• Group Vision Plans
• Supplemental Benefits Plans
• Accident
• Critical Illness
• Cancer
• Gap Plans
• Limited Benefit Plans
• Financial Planning
• Business Plans
• Estate Plans
• Keyman & Buy-Sell Agreements
• 401-K Plans
• Individual Insurance Plans
• Individual Major Medical
• Individual Dental
• Short Term Major Medical
• Kids Only Policies [not available in all states]
• Health Savings Accounts (HSA)
• Life {Term, Universal, Whole}
• Long Term Disability
• Annuities
• Long-Term Care